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CINF - Cincinnati Financial Corporation

Financials
Dividend Aristocrat

Price History

About

Industry

Insurance - Property & Casualty

Employees

5,705

Headquarters

United States


Company Overview

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.

Price

$157.35

52-Week Range

$123 $174

Dividend Yield

2.26%

Dividend Score

C

Dividend

Yield 2.26%
Annual $3.55
Payout 23%
5Y Avg 2.38%

Valuation

P/E (TTM) 10.4
Fwd P/E 17.1
P/B 1.54
PEG N/A

Profitability

Profit Margin 18.9%
Op Margin 27.6%
ROE 16.0%
ROA 4.9%

Financial Health

Current Ratio 0.64
Quick Ratio 0.53
Debt/Equity 6%

Cash Flow

Free CF $6.1B
Op CF $3.1B
Total Cash $1.6B

Analyst Consensus

None

6 analysts

Target: $174 $156 - $191
+10.4% implied

Dividend Growth

Most Recent Annual Growth

7.41%

3-Year Avg Growth

8.04%

5-Year Avg Growth

7.73%

Annual Dividends

Year-over-Year Growth

Recent Dividend History

Ex-Dividend Date Amount
Mar 24, 2026 $0.9400
Dec 22, 2025 $0.8700
Sep 22, 2025 $0.8700
Jun 23, 2025 $0.8700
Mar 24, 2025 $0.8700
Dec 19, 2024 $0.8100
Sep 17, 2024 $0.8100
Jun 18, 2024 $0.8100
Mar 18, 2024 $0.8100
Dec 18, 2023 $0.7500
Sep 15, 2023 $0.7500
Jun 15, 2023 $0.7500
Mar 16, 2023 $0.7500
Dec 15, 2022 $0.6900
Sep 15, 2022 $0.6900
Jun 16, 2022 $0.6900
Mar 17, 2022 $0.6900
Dec 15, 2021 $0.6300
Sep 15, 2021 $0.6300
Jun 16, 2021 $0.6300

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