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CIVB - Civista Bancshares, Inc.

Financials

Price History

About

Industry

Banks - Regional

Employees

526

Headquarters

United States


Company Overview

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services. It also provides internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers. In addition, the company offers time deposits that consist of certificates of deposit, including those held in IRA accounts and reciprocal deposits. Further, its loan portfolio includes commercial and agriculture; commercial real estate – owner and non-owner occupied; residential and farm real estate; real estate construction; lease financing receivable; consumer; and other loans, as well as home equity line of credit. Additionally, the company holds and manages securities portfolio; leases general equipment; and provides captive insurance products and investment advisory services. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

Price

$22.79

52-Week Range

$17 $26

Dividend Yield

3.19%

Dividend Score

B

Dividend

Yield 3.19%
Annual $0.72
Payout 26%
5Y Avg 2.98%

Valuation

P/E (TTM) 8.6
Fwd P/E 8.0
P/B 0.87
PEG N/A

Profitability

Profit Margin 27.3%
Op Margin 34.6%
ROE 9.9%
ROA 1.1%

Financial Health

Current Ratio N/A
Quick Ratio N/A
Debt/Equity N/A

Cash Flow

Free CF N/A
Op CF $43M
Total Cash $82M

Analyst Consensus

Buy

6 analysts

Target: $27 $25 - $28
+17.7% implied

Dividend Growth

Most Recent Annual Growth

6.25%

3-Year Avg Growth

6.70%

5-Year Avg Growth

9.19%

Annual Dividends

Year-over-Year Growth

Recent Dividend History

Ex-Dividend Date Amount
Feb 10, 2026 $0.1800
Nov 04, 2025 $0.1700
Aug 05, 2025 $0.1700
Apr 29, 2025 $0.1700
Feb 04, 2025 $0.1700
Nov 05, 2024 $0.1600
Aug 06, 2024 $0.1600
May 06, 2024 $0.1600
Feb 12, 2024 $0.1600
Nov 06, 2023 $0.1600
Aug 07, 2023 $0.1600
May 08, 2023 $0.1500
Feb 13, 2023 $0.1400
Nov 07, 2022 $0.1400
Aug 08, 2022 $0.1400
May 09, 2022 $0.1400
Feb 14, 2022 $0.1400
Oct 18, 2021 $0.1400
Jul 19, 2021 $0.1400
Apr 19, 2021 $0.1200

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