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UCB - United Community Banks

Financials

Price History

About

Industry

Banks - Regional

Employees

3,070

Headquarters

United States


Company Overview

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.

Price

$31.49

52-Week Range

$23 $37

Dividend Yield

3.24%

Dividend Score

B

Dividend

Yield 3.24%
Annual $1.00
Payout 37%
5Y Avg 2.91%

Valuation

P/E (TTM) 12.0
Fwd P/E 9.7
P/B 1.04
PEG N/A

Profitability

Profit Margin 32.3%
Op Margin 45.8%
ROE 9.3%
ROA 1.2%

Financial Health

Current Ratio N/A
Quick Ratio N/A
Debt/Equity N/A

Cash Flow

Free CF N/A
Op CF $384M
Total Cash $431M

Analyst Consensus

Buy

6 analysts

Target: $37 $35 - $39
+18.6% implied

Dividend Growth

Most Recent Annual Growth

4.26%

3-Year Avg Growth

4.47%

5-Year Avg Growth

6.40%

Annual Dividends

Year-over-Year Growth

Recent Dividend History

Ex-Dividend Date Amount
Mar 13, 2026 $0.2500
Dec 15, 2025 $0.2500
Sep 15, 2025 $0.2500
Jun 13, 2025 $0.2400
Mar 14, 2025 $0.2400
Dec 16, 2024 $0.2400
Sep 16, 2024 $0.2400
Jun 14, 2024 $0.2300
Mar 14, 2024 $0.2300
Dec 14, 2023 $0.2300
Sep 14, 2023 $0.2300
Jun 14, 2023 $0.2300
Mar 14, 2023 $0.2300
Dec 14, 2022 $0.2200
Sep 14, 2022 $0.2200
Jun 14, 2022 $0.2100
Mar 14, 2022 $0.2100
Dec 14, 2021 $0.2000
Sep 14, 2021 $0.2000
Jun 14, 2021 $0.1900

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